After a decade of rapid growth in financial markets, 2008 proved a year of reckoning. Problems in wholesale banking markets led to dramatic credit tightening, liquidity shortage and severe asset price volatility. Concerns over bank capital and solvency in turn undermined confidence in the global and UK financial systems.
Financial Life Cycle of Our Clients
Our product range is designed to reflect the risk, savings and investment needs of our customers at various key stages of their lives. We make a wide range of products available to protect families against the financial effects of bereavement, illness and other unfortunate events and to protect the fabric and contents of the home. We provide a range of products which enable people to save for the medium and long term, either individually or through employer schemes, and to build funds which provide a secure income in retirement. These include both With-profit and non profit products.
