Although Legal & General is not an extractive or manufacturing company and can have only limited direct impact on the environment, we are committed to reducing our environmental footprint. During 2008, Legal & General made significant progress in this area. By altering employee travel reimbursement policies to eliminate unnecessary car mileage, we reduced claims by almost 1.5 million miles in 2008. Work is in hand to improve the environmental footprint of the buildings we occupy, while we maintain our strict targets in respect of waste and recycling.