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Legal & General

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Annual Report and Accounts 2009

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6 Net claims and change in insurance liabilities.

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From continuing operations	Long term insurance 2009 £m	General insurance 2009 £m	Total 2009 £m	Long term insurance 2008 £m	General insurance 2008 £m	Total 2008 £m
Claims paid
– gross	4,359	178	4,537	4,429	235	4,664
– reinsurance recoveries	(419)	(2)	(421)	(406)	(7)	(413)
	3,940	176	4,116	4,023	228	4,251
Change in insurance liabilities
– gross	3,096	(19)	3,077	(1,333)	(44)	(1,377)
– reinsurance recoveries	(100)	1	(99)	(182)	8	(174)
Net claims and change in insurance liabilities	6,936	158	7,094	2,508	192	2,700

The roll-forward of the insurance contract liabilities is provided in Note 30.

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