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Last year financial markets were left reeling after a near failure of the global banking system.
During this period of extreme uncertainty, no major UK-listed insurer required financial assistance and most importantly no promises to policyholders were reneged upon.
As the UK comes out of this recession we are seeing a welcome and necessary return to a rebuilding of savings.
By prudently investing these savings Legal & General provides the capital required by businesses to keep investing for growth and contribute to economic recovery.
Our insurance products help to protect individuals and businesses against a wide range of risks - everything from poor health and natural disasters through to the risk of outliving savings in old age.
By reducing the impact of these problems, the insurance industry allows people to bear risks with greater peace of mind.
The provision of these benefits also reduces the likelihood of people falling back on the State as a result of loss of income, homelessness or poverty in retirement. This in turn benefits society by reducing pressure on strained public finances.
In recognition of this important aspect of the social role of our sector, in this year's report we have highlighted the Corporate Responsibility projects we have chosen to support our business objectives.
This includes our housing business's work with the charity, Shelter; Legal & General Property's work with the charity Whizz-Kidz and the work undertaken by our Savings business with the third sector organization A4e.
These partnerships provide us with insight into issues that affect our business whilst allowing us to support the third sector.