OUR STRENGTHS
- Wide product range to suit different maturity and asset allocation preferences.
- Broad distribution, with direct and intermediated sales through IFAs and bank and building society partners.
- Legal & General Investment Management (LGIM) synergy gives access to expert fund management.
- Adaptable approach to technology evidenced by partnership with Cofunds platform.
- Financial strength and asset allocation skills within With-profits enables us to balance expectations and risk management for customers and shareholders.
OUR PRODUCTS
Unit trusts
A relatively simple form of collective investment, which enable customers to invest in a wide variety of different securities and indices.
Individual savings accounts
Enable customers to invest in cash or securities, up to a defined annual limit on a tax efficient basis.
Investment bonds
Combine life assurance features and the facility for the customer to invest in a variety of investment funds.
Pensions
Pensions products enable individuals to save for retirement in a tax efficient way, either through a personal pension, or as part of an employer’s scheme.
Structured products
Investments that aim to minimise the risk of capital loss whilst still offering some equity exposure.
With-profits
With-profits products pool customers’ investments. Policies share the characteristic that investors receive bonuses as a result of direct participation in surplus profits.
Our savings business is an investment management led manufacturer and assembler of modern, flexible and capital light products.
The business holds £54.8bn of customer assets under administration, an increase of 20% (2008: £45.8bn), strengthening our position as an asset gatherer.
Our savings business offers a wide range of flexible products and investment options which enable customers to save for retirement and other life events.
Savings products are distributed through bank and building society partners, IFAs and direct sales.
