Revenue

Gross written premiums

Outward reinsurance premiums

Net change in provision for unearned premiums

Net premiums earned

Fees from fund management and investment contracts

Investment return

Operational income

Total revenue

Expenses

Claims and change in insurance liabilities

Reinsurance recoveries

Net claims and change in insurance liabilities

Change in provisions for investment contract liabilities

Acquisition costs

Finance costs

Other expenses

Transfers to unallocated divisible surplus

Total expenses

Profit before income tax

Income tax expense attributable to policyholder returns

Profit before income tax attributable to equity holders of the Company

Total income tax expense

Income tax expense attributable to policyholder returns

Income tax expense attributable to equity holders

Profit for the year

Attributable to:

Non-controlling interests

Equity holders of the Company

Dividend distributions to equity holders of the Company during the year

Dividend distributions to equity holders of the Company proposed after the year end

[Earnings per share]

Based on profit attributable to equity holders of the Company

Diluted earnings per share

Based on profit attributable to equity holders of the Company