27 Cash and cash equivalents.

	Shareholder 2009 £m	Non profit non-unit linked 2009 £m	With-profits 2009 £m	Unit linked 2009 £m	Total 2009 £m
	Shareholder 2010 £m	Non profit non-unit linked 2010 £m	With-profits 2010 £m	Unit linked 2010 £m	Total 2010 £m
Cash at bank and in hand	561	143	80	894	1,678
Cash equivalents	1,332	533	1,190	8,303	11,358
Cash and cash equivalents	1,893	676	1,270	9,197	13,036

Cash at bank and in hand	199	98	62	1,153	1,512
Cash equivalents	1,382	484	1,271	6,001	9,138
Cash and cash equivalents	1,581	582	1,333	7,154	10,650