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Operational cash generation comprises, for Risk, the post tax expected release for the Annuity (£229m) and Protection (£216m) businesses and the post-tax [IFRS] loss for General Insurance (£6m); for Savings, the post tax expected release or profit from the Insured Savings (£71m) and Savings investments (£21m) businesses, and the shareholders’ share of bonuses on With-profits business (£46m); for Investment Management, the post-tax IFRS profit (£162m); for Group capital and financing the post-tax [IFRS operating profit] excluding expected gains/losses on equities (£25m) , and dividends remitted from our international businesses from sustainable cash generation (£44m).