OUR PERFORMANCE
| (Download XLS:) |
|
|
2010 |
2009 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
|
|
PVNBP1 |
Contribution2 |
Margin |
PVNBP1 |
Contribution2 |
Margin | ||||
| ||||||||||
|
Protection |
860 |
55 |
6.4 |
866 |
68 |
7.9 | ||||
|
Annuities |
2,065 |
245 |
11.9 |
1,862 |
217 |
11.7 | ||||
|
Total |
2,925 |
300 |
10.3 |
2,728 |
285 |
10.4 | ||||
OUR PRODUCTS
Individual protection
Covers individuals or families against financial losses arising from defined events such as death, disability or critical illness.
Group protection
Products which are designed for employers to offer as a benefit to their employees. They protect employers, employees and their families by assuming the risks and associated costs of an employee falling ill or dying while in employment.
Annuities
Bought by people converting a lump sum (money saved in a pension scheme) into a lifelong income.
Bulk purchase annuities (BPAs) or Pension buyouts
BPAs are offered to pension trustees and companies wishing to transfer all or part of their pension obligations and risk from company pension schemes to an insurance company for a negotiated price.
General insurance (GI)
Focusing on the household sector, we insure the fabric of properties and their contents.
Network and Mortgage Club
Our network of mortgage advisers provides a link with mortgage lenders, sourcing mortgages for clients and facilitating sales of mortgage linked protection products.


