What we do: our businesses.


Our purpose is to help make financial security easier to achieve.

Our risk products help protect individuals and businesses against the financial consequences of a wide range of risks. By reducing the financial impact of these events, we allow people to bear risks with greater peace of mind and reduce their potential reliance on the state.

Our savings and investment products provide individuals and businesses with access to a broad range of good value investment solutions. By helping our customers grow their assets we are helping them to become more financially secure.

INDIVIDUAL CUSTOMERS

We provide products to individuals that:

  • Protect against the financial consequences of death, disability, sickness or household loss
  • Provide savings for retirement
  • Convert savings into regular retirement income
  • Invest for growth or income

CORPORATE BUSINESSES

We help companies protect and save for their employees by:

  • Providing employees with pensions
  • Helping companies manage the cost of paying pensions
  • Providing pension fund investment management
  • Protecting staff against the financial consequences of death, sickness and disability

INTERNATIONAL

We offer appropriate risk and savings products where we see potential for profitable growth.

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