We expect 2012 to continue to be challenging for markets and therefore for our clients, and we will remain very focused on delivering strong performance for our clients regardless of market conditions.

LGIM’s geographic diversification will continue with an expanded international product offering, including North America, continental Europe and the Gulf. Plans are also in place to enter Asia in 2012.

We will continue to focus on creating high quality solutions for clients through leveraging on our full range of passive, active and [LDI] capabilities.


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