4 Pensions.

There were no contributions prepaid or outstanding at either 31 December 2012 or 31 December 2011 in respect of these schemes, and there were no current service costs incurred in respect of these schemes for year ended 31 December 2012 (2011: £nil). The Company had no liability for retirement benefits at 31 December 2012 (2011: £nil).

Defined contribution plans

The Company operates the following defined contribution pension schemes in the UK:

  • Legal & General Group Personal Pension Plan (UK).
  • Legal & General Staff Stakeholder Pension Scheme (UK).

Defined benefit plans

The Company operates the following defined benefit pension schemes in the UK:

  • Legal & General Group UK Pension and Assurance Fund (the Fund). The Fund was closed to new members from January 1995; last full actuarial valuation as at 31 December 2009.
  • Legal & General Group UK Senior Pension Scheme (the Scheme). The Scheme was, with a few exceptions (principally transfers from the Fund), closed to new members from August 2000 and finally closed to new members from April 2007; last full actuarial valuation as at 31 December 2009.

In the UK, the Fund and the Scheme are multi-employer defined benefit schemes, which, as the Company’s share of the underlying assets and liabilities cannot be identified, have been treated for reporting purposes as defined contribution schemes. There was a deficit in respect of these schemes for the year ended 31 December 2012 of £255m (2011: £215m) and the contributions in respect of them for the year were £59m (2011: £58m). Further information is given in Note 23 of the Group’s consolidated financial statements.